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What’s The Root Cause of Money Issues?

I‘d like to share a story with you…

It’s about a man named Jeff who asked me for help with
some major money issues.

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He told me he tried all sorts of things to make more money:

Courses on the Law Of Attraction (he told me he
spent hundreds of dollars just on LOA materials)

As I began working with him, I remembered back to when I
had the same kind of challenges and what I learned. And how
much I struggled with trying to get ahead (or in many cases
just to keep up).

The Shadow Of Money

Jeff told me had problems with money and
feelings of “Not Enough” for as long as he could
remember. Even when he had money flowing in – their was something that seemed
to be nagging away at him on the inside. (like a
shadow that follows you everywhere).

As I worked with him, I asked him why he
would  still be hanging on to his money issues – well into his forties.

Jeff stopped and said “I’m not sure what you mean – I’m not
“hanging on” to them – I want to be free of them!”

I replied: “We only do what serves us in some way. If it’s an issue that causes us pain or suffering, we need it to help us learn something”.

The phone went silent for a moment…

Jeff replied: “Whoa – you mean…”

“…you mean that a part of me is holding on to this issue because I need to pay attention to it in some way?”

“You bet” I replied… “That’s how the subconscious works. It’s your faithful servant. It’s doing what it was programmed to do a long time ago. Now you’re beginning to become aware of that programming.”

“Wow'” Jeff said… He took a deep breath and said:  “Holy &%#$ !
You mean all the pain I’ve gone through isn’t even about money then?”

“Nope” I replied – “You’re beginning to peel away the false
conditioning that you bought into at a very early age – and it created
an identity – in other words bwho you believed yourself to be
ecause of that conditioning.

Carrying that identity around with you is like stepping on the break
and the accelerator at the same time when you’re trying to move
forward – you won’t get very far will you..?

“And you end of burning huge amounts of energy – right?”

“Yes” – until you let go…   : – )

“But I would have never chosen to have this kind of suffering”
– Jeff said.

“Hmmm – if you didn’t then who did choose it?  At the Soul level, each of us comes here to experience a journey of highs AND lows.  No one else chose that journey for us. The belief that someone did is called a victim mentality.”

“But why would a person choose to continue that suffering?”

“First, it’s important to understand that the choice is un-conscious.
In other words, we’re not aware that we’re even making it. When
we have trauma in our lives, we somehow have to deal with it.

At the time the trauma first occurred, a part of our own Self literally
became disconnected in order to prevent us from ever feeling that
pain ever again.

There are parts of you that are much smarter (and faster) than
your conscious mind and these parts take on the trauma so you
don’t have to.”

“And that’s where the problem begins?” – Jeff said.

“Exactly – once that part of you takes on the trauma to prevent
you from being hurt again, it puts up a wall between you and ANY
that it thinks is similar.

“Oh my God” – Jeff said…  “ANY similar experience?”

“Yes” – I replied.

“Paul – a HUGE lightbulb just went off for me!. When I was
young, I remember hearing my parents arguing about money. I was just
outside the room where they were arguing. My Dad was angry and
I heard my Mom crying and trying to tell my Dad something.”

“What just came to me was I thought they were arguing about me!
And what just dawned on me was I formed some kind of belief at
that age that age that I was bad – and I thought that money was
the cause!!!”

“I never made that connection before!!!”

“How are you feeling right now” I asked.

“Wow – both tears of joy and of sadness” – this is weird…”

I asked Jeff to take several slow deep breaths and then to notice
how he felt.

“Hmmm – peaceful – wow – this is so cool… I feel a huge shift from
just minutes ago Paul…”

“Cool Jeff – what have you learned so far?”

“That at a very deep level – we are the ones who created our blocks
– and all we need to do is tune in and really listen to how we’re feeling
– the rest will take care of itself”

“Right on brother…” I said.

“What do I need to do to attract stuff now?” Jeff asked.

“What makes you feel you need to attract it” – I replied.

“Because I don’t have it yet…”

“What if you already did? – but that old conditioning is blocking
your awareness of it.

“But what about the Law Of Attraction – don’t I have to attract it?”

“That false premise is what causes tremendous pain in people
of all kinds. And its based on an outdated and false belief
that you’re separate from what you want.

The only separation that exists is within yourself.

Take care of that, and the rest is simple.”

The phone went silent… then Jeff said “Wow – I never knew…”

“All this time, I thought that I had to chase it, coax it, attract it…
Now I know its all a sham.  My mind had me believing that
I wasn’t enough – and I projected that out onto my everyday life.”

“I’m just stunned Paul… – this is just awesome…Thank you so much!”

“You’re very welcome” – I replied.


Since that session, Jeff’s money issues have completely cleared.
His company sales have doubled and he feels a peace that he
didn’t know was possible.

“The Money Loop”

If you’re having money challenges, ask yourself this question:

“How does it serve me to hold on to money issues?”

Your first response may be like Jeff’s. Something like
“I’m not holding on to them! – I want to be free of them!”

But your subconscious knows differently.

And it tries to tell you through how you feel.

So here’s what you can do…

Todays Action Step
Take some time today and really be truthful with yourself – look
into your attachment to your money issues – and the reason why
you’d prefer to hold on to them – rather than be free of them.

Key Point
(The only reason we continue to re-experience a problem is because
we need it to teach us something. When we’re done with the lesson
that our problem is here to teach us, it resolves itself and you’re
free to move on with your life.)

Step 1: Ask yourself “What’s good about my money issues?”
In other words, “How does it serve me to hold on to them?”

Step 2:  Ask: “Am I willing to let go of the old identity and the story
that I’ve created about money in my life?”

Step 3: “What would my life be like completely free of this issue?”

And close your eyes, step back and breathe deeply 3-4 times…

Even if a part of you says: “I’ll never be rid of this issue”, just
breathe into that feeling, and thank that part of you…

And in so doing, you’ll begin to free yourself from it.

Allow yourself to really feel your feelings and breathe into them…

For your breath IS your Spirit.

And So it is…

Aloha and Keep Your Dreams Alive,

Paul Bauer

P.S. – Please post your comment or question about this
article/audio below.

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  1. 9 Comment(s)

  2. By cristine on Mar 9, 2011 | Reply

    Good morning Pul,

    I have just listened to your free version of the Secret Code… I am trying my level’s best to comprehend them.
    After so many failed attempts in getting a simple personal loans, my heart is still heavy.

    I guess most of us grew up in the era where our parents struggled to make ends meet and put food on the table. They managed but always reminded us how hard it was for them to get the money, so this habit has stuck on to us till today.

    I am want to make a positive change in me and I am listening to your audio over and over again. And be sure this will not be the last time you hear from me.

    Thanks and warm wishes.

  3. By Ekta Gulabani on Mar 11, 2011 | Reply

    Thank you Paul,
    I always get worried about issues very easily , When i was small i had a problem of inferiority complex that has changed a lot now but still sometimes comeback and haunt me , i really want to grow in my life, I have a problem of mood swings. Please help me . i know you will.

    May you get more success and joy.
    Best wishes
    Ekta Gulabani

  4. By Robert on Mar 13, 2011 | Reply

    Dr. Jaffe, in a aimilar way that Paul describes the subconscious hold that can strangle us around money, our subconscious can hold us hostage, even to the point of death around physical issues too. I have found Myofascial Release to be a very effective solution to my “physical” issues which turned out to be mere symptoms of emotional issues that I had yet to address.

  5. By Edie on May 12, 2011 | Reply

    Thank you for this…my “problem” with money has always been a “fear” that I couldn’t hold on to it..that not being able to save and spend wisely was a bad thing…now I understand that worries about money are just the blocks I’ve put in front of me to stop myself from living “large”! No more…I’m free…thank you…

  6. By Trish Kirby on Sep 11, 2011 | Reply


    This article is powerful!! Thank you so much for your post. I can relate to the friend described in the post. I have always had a feeling that there is never enough money. As a child we never had because the money was never there. When I got married, even though my husband and I made a decent income I was always afraid there wasn’t going to be enough money. 5 years ago my husband and I lost our dream home and went bankrupt. I see how my thoughts brought on the cycle of events but I am still paralyzed with fear that it’s going to happen again and we are still struggling financially and we make a decent income which doesn’t make sense to me! My marriage is struggling after all we’ve been through and I’m fighting to stay afloat. I’m trying to do everything I can to generate more income but feel like I’m running around in circles because I’m not seeing the results I want. I’m going to continue to work through this but would love to hear from you to get a better grip of what I need to do to get past this wall.

    God Bless,
    Trish Kirby

  7. By Marlo on Sep 11, 2011 | Reply

    Paul, you are so great. Thank you for each and every article and all your pieces of insightful wisdom. Keep ’em coming! I am posting because I just read Trish’s post about losing her home, rough marriage, money issues etc. I can relate! I cannot post any helpful insights because I am going through identical struggles right now. My hope at the very least is that this post provides a sense of togetherness and a “you’re not in it alone” feeling. Those feelings of hopelessness want to creep in and bring me down too. Well, I say no way! As hard as it may be it is so important to stay positive, open to healing changes and appreciate the humbling nature of this seemingly un-ending situation. I don’t want to sound cliche, but it is true. myself, Trish and many others are feeling this and being severely tested. I am declaring that we will pass the test with flying colors! My next post I plan on reporting amazing successes. Now in the famous words of Paul Bauer…”And So It Is.” 🙂

    Thank you!

  8. By Pauline on Feb 19, 2012 | Reply

    Hi Paul,
    I cried when I read this story and feel as if I have stumbled upon what holds me in a cycle of never enough or just scraping by. Breathing is so helpful and the words have such an impact. As is a guardian angel has been heard at long last.

  9. By Paula on May 16, 2012 | Reply

    @Dan – Hi Dan. I’m no expert on LOA, & I certainly haven’t sorted my own life yet, but I felt compelled to respond to your post. You say you “feel” it’s because of your age that you’re having a hard time landing a job. Thoughts, feelings & emotions all create your reality, so if you “feel” you’re too old, then you are! Try changing that thought to a better feeling one. “I love it when people/recruiters/potential employers recognize & appreciate my extensive work history & experience.” Something along those lines….hope this helps! 🙂

  10. By Debbie on Jan 7, 2014 | Reply

    Thank you for this post. I have as yet not been able to determine what my money beliefs are that hold me back. Whenever I have been in a position to help like with money or food or something I have made (I enjoy crafts) I do so not expecting anything in return. Could this be because I don’t have a high self value on what I can give. I would like more money in my life to improve my circumstances, to help those I love in a more meaningful and permanent way. Not really sure where to start.

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